Commercial Structural Warranty
Discover dedicated structural warranties for commercial properties and guard against latent defects in building design, workmanship or materials.
Get fast, personalised quotes from our expert team and FCA-approved lending partners.
- Cover available at any stage of the build.
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- 'A' rated insurers.
- Cover available for any type of build.
- Competitive pricing.
Industry-leading broker for commercial structural warranties
Commercial building warranties fordevelopers, contractors and more
Commercial building developers and contractors need dedicated structural warranties to protect their investment, ensure smooth onward sales and provide peace of mind that their building is fit for purpose.
Our structural warranties ensure the structural integrity of your commercial building for up to 12 years from the date of certification.
Whatis a commercial structural warranty?
A commercial structural warranty functions much the same as a residential structural warranty, providing the policy holder with insurance against latent defects incurred during the property’s construction.
The policy protects the owner, investor, lender or tenant of a commercial building against the cost of repairing major structural defects, which only become apparent after construction is complete.
What is includedin my commercial structural warranty?
Commercial structural warranties will cover you against any defects in design, workmanship and materials, with covered elements including the building’s:
- Foundations
- Structural frame
- Load-bearing walls
- Floors
- Roof structure
- Basement retaining walls
- Waterproofing.
Commercial policies may also include other associated costs required in the event of damage arising from a defect, like professional fees, demolition and debris removal or temporary works.
Retail structural warranties
Structural warranty solutions for retail spaces from independent shops to larger-scale shopping centres and retail parks.
Office structural warranties
Structural warranties for office spaces.
Hospitality & leisure structural warranties
Warranties tailored to restaurants, bars, leisure facilities, cafés and more.
Industrial structural warranties
Structural warranties for factories, plants, warehouses and more.
Commercial structural warranty FAQs
Can I get a commercial structural warranty retrospectively?
In most respects, commercial warranties are similar to residential structural warranties, in that they protect the developer or owner against structural issues incurred during the building’s construction.
Like a residential warranty, a commercial building warranty is not a legal requirement – although, it is often necessitated by commercial circumstances.
For example, where external finance, institutional investment or an onward sale is involved, a commercial building warranty may be required.
How are commercial structural warranties different from residential structural warranties?
In most respects, commercial warranties are similar to residential structural warranties, in that they protect the developer or owner against structural issues incurred during the building’s construction.
Like a residential warranty, a commercial building warranty is not a legal requirement – although, it is often necessitated by commercial circumstances.
For example, where external finance, institutional investment or an onward sale is involved, a commercial building warranty may be required.
Do commercial structural warranties include mixed-use buildings?
At Build Secure, we offer specific structural warranties tailored to mixed-use buildings. Get in touch with our team today on 0191 313 0067 to discover options for your specific situation.
How much does a commercial structural warranty cover?
The limit of indemnity of a commercial structural warranty depends entirely on the policy you take out. Your warranty will be tailored to the size, value and risk profile of your development.
In the majority of cases, however, structural warranties are intended to cover the full cost of building reinstatement – in the event that a latent defect necessitates reconstruction, demolition or any similar work.
